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Under Help to Buy, the government will get into the home loans market, offering loans of up to 20% of the price of a house (up to ?瞿120,000, since the most expensive eligible house will be ?瞿600,000), interest free for five years, and at below-market rates afterwards. On the other side, the government will also offer cut price insurance to lenders, sharing some of the risk if mortgages go into arrears.
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